If you own pets, livestock, or other animals you may be liable for any damage they commit. If you keep any animal, you have a duty of care to prevent them from causing harm. If you fail to do so, you can be exposed to civil liability with anyone who has been harmed being able to take action against you for any loss or injury. This is consistent with wider tort law with you as the owner being liable reflecting the fact that making an animal a defendant is not exactly a viable option.
On 1 October 2017, a new Pre-action Protocol for debt claims came into force. This will have a significant impact on people and businesses involved in debt claims, or hoping to make a debt claim, so we sat down to answer your questions.